Home financing for eligible military borrowers.
VA-backed loans are available to eligible veterans, service members, and certain surviving spouses. A Certificate of Eligibility helps establish your service-related eligibility; the lender still reviews your finances and the property.
- No down payment may be available, depending on entitlement, appraised value, and lender requirements.
- VA loans do not require monthly mortgage insurance.
- A funding fee may apply unless you qualify for an exemption; closing costs can still apply.
Check your eligibility before deciding how much cash to put down.
Ask Ben about VADoes a Certificate of Eligibility guarantee approval?
No. A Certificate of Eligibility helps establish your VA home loan benefit, but the lender still reviews credit, income, and other requirements. The property and intended occupancy must also meet the applicable rules.
Can I buy with no down payment?
A no-down-payment option may be available. Your entitlement, the purchase price compared with the appraised value, and lender requirements all matter. We will review those details before you make plans around a zero-down scenario.
Are there still closing costs?
Yes. No down payment does not mean no upfront costs. A VA funding fee may apply unless you qualify for an exemption, and other closing costs can apply. Ask for a complete cash-to-close estimate and a payment comparison.
Let’s review your options.
Call 770-841-1532 or email Ben to compare your goals, the payment, and the cash needed.
How to compare your home loan options · Compare all loan types
Program overview and resources
General program information, not a commitment to lend. Eligibility, availability, rates, fees, and terms depend on the borrower, property, lender, and applicable guidelines. Calculators are illustrative and may not reflect this program’s full costs.